Who Is at Fault When Rain Causes an Accident?
Driving in the rain can be hazardous, especially when other drivers fail to take the necessary care to avoid an accident. You might be able to bring a claim for compensation for your injuries if a crash occurred due to another driver’s negligence.
This article will discuss the many types of accidents that happen when raining and your legal options for obtaining compensation.
A personal injury lawyer in Toledo could guide you through the claims process if you were injured due to someone else’s negligence.
Harsh Weather Imposes An Increased Responsibility
By driving in the rain or snow on Ohio’s highways, drivers infer that they are aware of the hazards they are committing. Thus, drivers must take additional precautions to ensure that:
- All vehicles have been serviced and are ready for travel.
- To modify their speed when traveling in bad weather.
- To maintain a wider distance between themselves and other vehicles.
Who is responsible for a rain-related crash?
While rain makes roads slippery, most accidents occur when drivers fail to pay attention.
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Therefore, it cannot be blamed on the weather.
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Each driver has a responsibility to the other road users to drive in a manner that will avoid collisions if the road conditions are hazardous.
Speeding drivers who cannot control their vehicles and crash into you due to negligence are most likely responsible for the incident and thus also liable.
Other factors that may contribute to a rain-related car accident include:
- Driving aggressively
- Failure to make use of headlights
- Signaling insufficiently
Another consideration is the state of the automobiles involved in the collision. If a loss of traction caused the incident, the vehicle driver with poorly maintained tires could be held responsible.
What should I do to file a compensation claim?
The tort or at-fault insurance system is followed in Ohio. Under this system, if you are in a car accident, the motorist deemed to be at fault is responsible for any damages produced by the collision. Vehicle damage, medical expenditures, lost pay, physical discomfort, and emotional agony are possible consequences.
The at-fault motorist’s insurance carrier will be responsible for compensating the uninsured driver. Every licensed driver in Ohio who operates a registered vehicle on the road is required to have insurance. The state requires the following minimum liability insurance:
- Injury or death damages up to $25,000 per person
- Any single accident will be subject to a $50,000 maximum for injuries or death
- Damages to property caused by accident are set at $25,000